Sanlam Money Saver credit card

Introducing the only credit card that guarantees you 5% Wealth Bonus with every swipe, except at TotalEnergies forecourts. If you fill up at TotalEnergies, you earn R1 back for every 1 litre of fuel, guaranteed!

Need some help?

How it works

How do I get a guaranteed 5% Wealth Bonus with every swipe?

With the Sanlam Money Saver credit card, every time you swipe, you commit to adding 2.5% savings to a dedicated Wealth Bonus account. Then, to reward you, Sanlam matches your 2.5% contribution bringing your total to 5% Wealth Bonus per transaction.

We pay out your accumulated Wealth Bonus quarterly or annually as cash.

What’s more, when you swipe at any of our Reward Partners, they contribute the 2.5% on your behalf and Sanlam matches this rand for rand. This means you get a guaranteed 5% Wealth Bonus for every swipe, except at TotalEnergies forecourts. If you fill up at TotalEnergies, you get R1 back for every 1 litre of fuel, guaranteed

WANT THE CARD WITHOUT THE COMMITMENT TO SAVE?

No problem! You can opt for the Sanlam Money Saver without co-savings and earn as much as 3% towards your Wealth Bonus, in the form of cash back.

Every time you swipe, Sanlam rewards you with an additional 1% towards your Wealth Bonus in the form of cash back.

At Sanlam, we believe in making it easier for you to save. That’s why we’ve created the Sanlam Money Saver credit card. Credit is a part of life, but using it smartly to help you save while you spend is unique to Sanlam, and now available to you.

What is Wealth Bonus?

Wealth Bonus is Sanlam’s monetary reward embedded in products that helps you build meaningful, long-term wealth. The Wealth Bonus you earn with the Sanlam Money Saver credit card pays out as cash, quarterly or annually.

Sanlam Money Saver credit card x

No problem! You can opt for the Sanlam Money Saver without co-savings and earn as much as 3% cash back.

Every time you swipe, Sanlam rewards you with 1% added into your savings account.

*T&Cs apply. 5% Wealth Bonus valid with co-save option only. Fuel offer only applicable at TotalEnergies forecourts. Sanlam Money Saver credit card and the Wealth Bonus loyalty benefit are managed by Real Futures Pty Ltd (TA Reality), the loyalty programme of the Sanlam Limited Insurance Group. Facilitated by RCS, a Registered Credit and Authorised Financial Services Provider NCRCP 38. FSP 44481. Wealth Bonus that matures is facilitated by EasyEquities, an Authorised Financial Services Provider, FSP 22588.

Reward Partners

Commit to saving with the Sanlam Money Saver credit card and get a guaranteed 5% Wealth Bonus when you shop at our Reward Partners, except at TotalEnergies forecourts. If you fill up at TotalEnergies, you earn R1 back for every 1 litre of fuel, guaranteed!

We’ve teamed up with a host of Reward Partners so that when you swipe your Sanlam Money Saver credit card with any of these brands, you’ll receive 5% Wealth Bonus with every transaction.

If you didn’t commit to co-saving, but still use your Sanlam Money Saver credit card at Reward Partners, you’ll get 3% added to your Wealth Bonus, except at TotalEnergies
forecourts.If you fill up at TotalEnergies, you earn R1 back for every 1 litre of fuel, guaranteed.

Calculate your savings

Grow your Wealth Bonus in the form of cash back at no extra cost to you when you shop with Reward Partners. Plus, compare the two options: with and without the commitment to save.


Reward Partners

See your savings grow the more
Reward Partners you shop with.